Central Payment Orchestration for a Multi-Vertical Gaming Platform
Fragmented payment APIs were slowing finance, exposing fraud risk, and complicating PCI-DSS audits. In just six weeks we plugged every deposit and withdrawal into Payment.iQ, automated reconciliation, and delivered a back-office UI that gives Finance full, real-time control.
Background & Challenge
- Region-specific methods: cards, APMs, and wallets needed a single entry point.
- Limited fraud detection: risk signals were scattered across multiple providers.
- Manual reconciliation: Finance spent hours matching deposits to payouts.
- PCI-DSS pressure: fragmented APIs made compliance audits painful.
How We Helped
- Unified payment API gateway – built a microservice abstraction that routes every deposit/withdrawal through Payment.iQ.
- Secure callback & webhook handler – TLS-encrypted listener with idempotent retries keeps transaction states in sync.
- Transaction logging & ledger – double-entry ledger on PostgreSQL creates auditable trails for every movement.
- 3-D Secure & AML flows – dynamic 3DS plus country-specific AML rules and fallbacks for high-risk markets.
- Operations back-office – admin UI lets Finance search logs, trigger refunds, tag disputes, and reconcile multi-currency totals.
Outcomes & Benefits
- Single Integration Point: all payment methods now flow through one secure gateway.
- Improved Fraud Controls: real-time status updates and 3DS stop high-risk transactions early.
- Automated Reconciliation: ledger + UI replace manual spreadsheets, cutting finance effort.
- PCI-Ready Compliance: unified logs and double-entry records streamline audits.
- Operational Visibility: Finance and Compliance monitor every transaction in real time.
Tech Stack
- Node.js backend services
- PostgreSQL + Redis ledger & locking
- RabbitMQ async retry queues
- TLS-encrypted webhooks
- Docker + Kubernetes deployment
